{"id":83,"date":"2024-12-17T13:53:57","date_gmt":"2024-12-17T13:53:57","guid":{"rendered":"https:\/\/www.gibintbank.gi\/?post_type=personal_banking&p=83"},"modified":"2025-05-14T13:26:28","modified_gmt":"2025-05-14T13:26:28","slug":"graduate-assistance-loan","status":"publish","type":"personal_banking","link":"https:\/\/www.gibintbank.gi\/personal\/youth\/graduate-assistance-loan\/","title":{"rendered":"Graduate Assistance Loan"},"content":{"rendered":"\n
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Graduate Assistance Loan<\/h1>\n\n\n\n

A helping hand during university. <\/p>\n\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t

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Financial support when you need it<\/h2>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n
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For when you need that financial cushion, parents or legal guardians can apply for a Grad Loan when you have a Graduate Account with us. <\/p>\n\n<\/div>\n<\/div>\n\n\n<\/div>\n\t<\/div>\n<\/div>\n\n\t<\/div>\n\n\n\n\t\t

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Why choose our graduate assistance loan<\/h2>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n
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Guarantor-backed <\/h3>\n\n\n\n

The graduate loan is held in the parent\u2019s or legal guardian\u2019s name. <\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n

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\"Graduation<\/div>\t
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Funding your education<\/h3>\n\n\n\n

The loan will be drawn out via one tranch per academic year and add up to a maximum of \u00a35,000 per year of study. <\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n

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Repaying the loan<\/h3>\n\n\n\n

The loan can be paid back in 2 ways:<\/p>\n\n\n\n

– Repayment of interest only during the student\u2019s years of study with the repayment of capital and interest commencing once the student has completed their studies <\/p>\n\n\n\n

– Repayment of interest and capital from the outset<\/p>\n\n<\/div>\n<\/div>\n\n\n<\/div>\n\t<\/div>\n<\/div>\n\n\t<\/div>\n\n\n\n

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Application process<\/h2>\n\n\n\n

Designed to be as straightforward as possible, here\u2019s how the application process works: <\/p>\n\n<\/div>\n\n\n\n\n\n\n

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1. Initial consultation<\/h3>\n\n\n\n

Speak to our team about your needs and determine the most suitable financing option<\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n

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2. Documentation<\/h3>\n\n\n\n

We\u2019ll guide you through the documentation you\u2019ll need depending on the type of loan and your business structure.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n

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3. Approval & funding<\/h3>\n\n\n\n

Once your application is complete, we\u2019ll review and finalise the terms, and provide a clear timeline for approval and funding.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n

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Apply today by getting in touch via email or mobile. <\/strong><\/p>\n\n<\/div>\n<\/div>\n\n\n<\/div>\n<\/div>\n\n\n<\/div>\n<\/div>\n\n <\/div>\n\n\n\n\n

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Apply Now<\/a><\/div>\n<\/div>\n\n\n\n\t\t
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FAQs<\/h2>\n\n\n\n

Everything you need to know about applying for a graduate loan with us. <\/p>\n\n<\/div>\n\n <\/div>\n\n <\/div>\n\n\n\n\n\n\n\t\t

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